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Save time and headaches
Get the best policy at the lowest cost
24/7 expert assistance – even after purchasing the policy

Shaking Hands

Find your way through insurance mazes

Confused by insurance? We've been guiding people for 16 years. We can help you too for free

IF Insurance
Compensa Insurance
BTA Insurance
Gjensidige Insurance
ERGO Insurance
BALTA Insurance logo
Baltijas Insurance House Insurance
Balcia Insurance logo

Our services

​Your advantage in insurance mazes.

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​Employee health insurance

​An investment that improves the quality of life and loyalty of employees, as well as contributes to the company's competitiveness.

​Property
insurance

A security cushion in case of unexpected loss when movable or immovable property is damaged.

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Construction Risk
insurance

Construction risk insurance provides financial protection against unplanned expenses and risks that could affect the outcome or deadlines of a construction project.

Transportation insurance

Significantly reduces worries and expenses for vehicle users.

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Civil liability
insurance

Reimburses expenses when liability to cover losses to a third party arises.

Insurance for other risks

We can (and do) a lot. If you do not find the type of insurance you are looking for in the groups mentioned above, feel free to ask. Let's find a solution!

​Choose Perks and gain:

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Confidence

with a valuable advisor who is not afraid to be frank.

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Understanding

​with a clear and understandable comparisons of offers.

Peace of mind

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with a reliable partner who will defend your interests in the event of an insurance event.

Kāpēc brokeris?
Why an insurance broker?

​Why use a broker?

​Why work with
insurance brokers?

An insurance broker freely navigates the offers of insurance companies, follows industry news and is able to offer the most suitable insurance solution for each client. A broker is the only one in the insurance industry who can compare the offers of all insurance companies and give recommendations.

How much will it cost?

The broker service does not cost anything extra. The policy price is determined by the insurance company. It includes the remuneration for the distribution of the policy, which is received by the policy issuer (an employee of the insurance company or a broker).

​Why doesn't everyone have their own broker?

​It is the force of habit and unfamiliarity that deters you from using the service of an insurance broker.

​Why trust a broker when choosing a policy?

Really, it takes no more than 30 minutes to familiarize yourself with the terms of the policy and find the lowest insurance premium. However, without legal education or extensive experience in the insurance environment, you cannot thoroughly delve into the offer or understand the thought hidden between the lines.

After 16 years of work in the insurance industry, we can honestly say that those who do not choose the services of an insurance broker are often, without realizing it, burdened with unnecessary additional services, they do not receive human support in the event of an accident, and they end up overpaying.

Trust us. We'll make the complicated simple. Let's find a solution that will fit like a glove. We'll be your guide through the insurance maze.

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What do clients say about us?

Perks LTD stands out with an individual approach to our insurance needs, with professionalism in the insurance industry, as well as being able to advise us on the most advantageous solutions in difficult situations.

Ervins Grīnfelds 
Co-Founder

Testdevlab company logo

​We have worked with various insurance companies and brokers, but no one has done it the way Perks goes into solving problems. It honestly must be said that Perks brokers sometimes know much more about the fleet than we do. They always monitor, remind, organize and offer the best solutions.

Andrejs Zeltiņš 
Store and Car Park Manager

Gemoss company logo

For over 10 years, I have been working with the founder of Perks, Guntis Zoldners, and the main reason is the preparation of a quality offer and support throughout the insurance period. If someone asks for an insurance broker, I always recommend Perks!

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Uģis Kalniņš

 Board member and manager

Read more Perks reviews here!

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​How do we work?

  1. ​We learn about the client's wishes, possibilities and previous experience. We help define the necessary insurance solution.

  2. We collect the options available on the market that meet the client's needs.

  3. We prepare a transparent comparison of the offers, clearly reflecting the strengths and weaknesses of each.

  4. We advise, explain and once again make sure that we have found the best solution.

  5. When the choice is made, we prepare the policy. We answer all questions about how to use the policy, again emphasizing the essentials.

  6. If an accident has occurred, we explain what to do. We provide support for applying for compensation.​

  7. We follow up on the claimed compensation case, making sure that the insurance company acts sufficiently quickly and fairly. If necessary, we intervene.​

  8. We monitor the terms of the client's policies and remind them in time to update their insurance policies.

Kā mēs strādājam?

Our story

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​Safety measures are not an accident. Take care of your safety today, so that tomorrow's difficulties do not stop you.

Perks Founder
Guntis Zoldners
Photo of Perks founder Guntis Zoldners

After 16 years of working in the insurance industry and realizing that we could provide more, we decided to go our own way, founding a new insurance brokerage with the aim of providing everyone exactly what they need.

 

As the​ Perks team, we gather industry professionals to work alongside us, who keep up with current affairs every day, share their accumulated knowledge and help find stability when an accident occurs.

Our mission is to help everyone navigate the insurance labyrinth. We believe that with our work, we can make your life safer.

Mūsu stāsts
Contact

​Reviews of Perks

Andrejs Zeltiņš

Car park and store manager
Gemoss LTD
Gemoss logo

​Perks is strong in its field. We've worked with various insurance companies and brokers, but no one has done it the way Perks goes into solving problems.

On a daily basis, we encounter many tricky situations, which Perks always solves without any issues.

It must be said honestly that Perks brokers sometimes know much more about the fleet than we ourselves. They always monitor, remind, organize and offer the best solution.

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