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Don't overpay for employee health insurance
with guidance from our experienced brokers
Peace of mind
You'll have a 24/7 guide throughout the duration of the policy.
Never
overpay
Our brokers ensure that you only pay for what you need.
Confusion
free
We will compile and explain a list of insurance offers
Confidence
With the ability to construct a plan, you'll be confident in your policy.
What do clients say about Perks?
Perks LTD stands out with an individual approach to our insurance needs, with professionalism in the insurance industry, as well as being able to advise us on the most advantageous solutions in difficult situations.
Ervins Grīnfelds
Co-Founder
We have worked with various insurance companies and brokers, but no one has done it the way Perks goes into solving problems. It honestly must be said that Perks brokers sometimes know much more about the fleet than we do. They always monitor, remind, organize and offer the best solutions.
Andrejs Zeltiņš
Store and Car Park Manager
For over 10 years, I have been working with the founder of Perks, Guntis Zoldners, and the main reason is the preparation of a quality offer and support throughout the insurance period. If someone asks for an insurance broker, I always recommend Perks!
Uģis Kalniņš
Board member and manager
Our partners
How much does it cost?
There's no cost
The cost of servicing is included in the price of the insurance policy.
You pay the same amount--whether you use a broker or go on your own.
Why is employee health insurance necessary?
A smart investment that relieves the private health expenses of employees, builds loyalty and significantly improves the company's competitiveness.
Take care of the company's most important asset – employees!
Difficulty trying on your own
Benefits of working with Perks
Without Perks
Looking for the most suitable policy for yourself is tiring. There is also no assurance that the solution found will be the right one.
Client's words:
"We explained our wishes to several insurers. They didn't seem to fully understand them. Someone even tried to sell us coverage that we didn't need."
With Perks
The broker helps to define what is needed, offers several policy options, and explains the nuanced differences.
Client's words:
"In response to the broker's questions, we received a comparison with all the insurers' offers on the market suitable for us. Next, the broker helped to choose the best option."
Without Perks
The company buys the policy, but it's not popular among the employees.
Client's words:
"As an employee, I have an insurance policy, but I don't fully understand how and where it can be used. I'm also afraid to ask, so as not to look like a fool."
With Perks
Employees speak positively about the company's insurance policy and actively use it.
Client's words:
"A concise instruction manual for the policy was prepared, which the broker presented to the employees in person. The broker is always available for questions about the policy."
Without Perks
We have been working with the same insurer for years, whose offer does not change significantly.
Client's words:
"The existing insurance policy provides less and less benefits every year - the prices of services have grown considerably, but the policy coverage has not kept up with it. There are many services in the policy that nobody really uses."
With Perks
The broker helps to improve the existing policy every year - to include exactly what is needed and discard the excess.
Client's words:
"By analyzing the existing policy, the broker managed to replace some of the services that no one uses with more effective and popular offers."
Without Perks
The employee has a policy, but if something happens, you have to figure it out yourself.
Client's words:
"My stomach hurt acutely. I went to the doctor, who ordered an operation. After that, he himself had to pay a considerable amount, of which the insurer, unfortunately, paid back only a part."
With Perks
The broker is approachable and proactively involved in solving the problem.
Client's words:
"I contacted a broker who helped to coordinate the coverage of the operation's expenses based on the policy coverage. It was recommended to use a letter of guarantee, which allowed the operation to be carried out without involving private funds."
Employees are the company's most
important asset.
Employee insurance has now become an integral form of additional remuneration. It is undeniably difficult to choose the most appropriate and beneficial policy for your employees.
This is where we, Perks brokers, come to the rescue. We observe the rules and product content every day, we know them well and are able to point out the essential differences.
The Perks team of professionals will be your ally throughout the entire insurance cycle, starting with the exact identification of your needs and continuing with assistance when an insurance event occurs.
