Why work with an insurance broker?
When hearing the word "broker", associations often arise with unnecessary intermediaries, expensive brokers and senseless overpayment for things that a practical Latvian could do himself. But it is not at all in the insurance industry! Here, we'll answer the question: "Why work with an insurance broker?"
Why work with an
insurance broker?
An insurance broker freely navigates the offers of insurance companies, follows industry news and is able to find solutions to unusual situations. One of the biggest advantages of working with a broker is that the broker, knowing the client's wishes, is able to offer all the solutions available on the market, helps to find the most suitable one, and explains the essential nuances hidden in the differences. A broker is the only one in the insurance industry who is allowed to compare the offers of insurers and give recommendations.
It is difficult to find a profession similar to that of an insurance broker. If we had to, we would say that an insurance broker is a translator who explains complex texts in understandable language. A teacher who explains how the policy works and helps you understand the rules. A broker is a tailor who finds the right clothes and sews them exactly on your body. A broker is a 24/7 switchboard that will do everything in its power to support the customer in the event of an emergency. A broker is like a strict supervisor who keeps track of policy deadlines and reminds you in time when the policy will have to be renewed.
How much will it cost?
The broker service does not cost anything extra. The price of the policy is determined by the insurer. It includes compensation for the distribution of the policy, which is received by the policy issuer (a broker of the employee of the insurance company).
Then why doesn't everyone use a broker?
It is the force of habit and unfamiliarity that deters you from using the service of an insurance broker.
What's so difficult about choosing the most appropriate insurance policy yourself?
Really, it takes no more than 30 minutes to familiarize yourself with the terms of the policy and find the lowest insurance premium. However, without legal education or extensive experience in the insurance environment, you cannot thoroughly delve into the offer or understand the thought hidden between the lines.
After almost 2 decades of work in the insurance industry, we can honestly say that those who do not choose the services of an insurance broker are often, without realizing it, burdened with unnecessary additional services. They do not receive human support in the event of an accident and they end up overpaying.
Trust us. We'll make the complicated simple. Let's find a solution that will fit like a glove. We'll be your guide through the insurance maze.
Choose Perks and get:
A valuable advisor who is not afraid to be frank
Clear and understandable comparisons of offers
A reliable partner who will advocate for your interests during an insurance event