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Find your way through insurance mazes with a Perks broker.

Confused by a labyrinth of insurance offers? We've been guiding people for 17 years. Our brokers can help you too for free

Have your own insurance broker – Save time, money, and headaches
Get the best insurance policy for you at the lowest cost
24/7 expert assistance – even after purchasing the policy

Compensa Insurance

Our Services

Your guide through insurance mazes

3 outlines of people representing workers insurance

​Employee insurance

​An investment that improves the quality of life and loyalty of employees, as well as contributes to the company's competitiveness.

Transport Insurance

Transportation insurance

​Significantly reduces worries and expenses for vehicle users.

Property insurance

Property
insurance

​Safety cushion in the event of unforeseen losses when movable or immovable property is damaged.

Liability insurance

​Civil liability insurance

​Reimburses expenses when liability to cover losses to a third party arises.

Construction risk insurance

Construction risk insurance

Insurance of other risks

Other types
of insurance

​Construction risk insurance provides financial protection against unplanned expenses and risks that could affect the outcome or deadlines of a construction project.

We can do a lot. If you do not find the type of insurance you're looking for in the groups mentioned above, feel free to ask. Let's find a solution together!

​Reviews of Perks

Andrejs Zeltiņš

Fleet and store manager
Gemoss LTD

​Perks is strong in its field. We've worked with various insurance companies and brokers, but no one has done it the way Perks goes into solving problems.
On a daily basis, we encounter many tricky situations, which Perks always solves without any issues.
It must be said honestly that Perks brokers sometimes know much more about the fleet than we, ourselves. They always monitor, remind, organize and offer the best solution.
Kāpēc brokeris?

​Why use a broker?

And what is an insurance broker?

​Why work with
insurance brokers?

An insurance broker freely navigates the offers of insurance companies, follows industry news and is able to offer the most suitable insurance solutions for each client. A broker is the only one in the insurance industry who can compare the offers of all insurance companies and give recommendations.

 

It is difficult to find a profession similar to that of an insurance broker. If we had to, we would say that an insurance broker is a translator who translates complex texts into understandable language. A teacher who teaches you how the policy works and helps you understand the rules. A broker is a tailor who finds the right clothes that will fit exactly on your body. A broker is a 24/7 switchboard that will do everything in its power to support the customer when disaster strikes. A broker is like a strict supervisor who keeps track of policy deadlines and reminds you in time when the policy will have to be renewed.

How much will it cost?

The broker service does not cost anything extra. The policy price is determined by the insurance company. It includes the remuneration for the distribution of the policy, which is received by the policy issuer (an employee of the insurance company or a broker).

​Why doesn't everyone have their own broker?

​It is the force of habit and unfamiliarity that deters you from using the service of an insurance broker.

​Why trust a broker when choosing a policy?

Really, it takes no more than 30 minutes to familiarize yourself with the terms of the policy and find the lowest insurance premium. However, without legal education or extensive experience in the insurance environment, you cannot thoroughly delve into the offer or understand the thought hidden between the lines.

After 17 years of work in the insurance industry, we can honestly say that those who do not choose the services of an insurance broker are often, without realizing it, burdened with unnecessary additional services, they do not receive human support in the event of an accident, and they end up overpaying.

Trust us. We'll make the complicated simple. Let's find a solution that will fit like a glove. We'll be your guide through insurance mazes.

​Choose a Perks broker and get:

An outline of a hand representing a guide through the insurance maze

A valuable advisor who is not afraid to be frank.

Graphic for simple comparison of multiple insurance policies

​Clear and understandable comparisons of offers.

An image representing the help you will receive in the event of an insurance claim

A reliable partner who will defend your interests in the event of an insurance event.

​How do we work?

  1. ​Our brokers learn about the client's wishes, possibilities and previous experience. We help define the necessary insurance solution.

  2. We collect the options available on the market that meet the client's needs.

  3. Our brokers prepare a transparent comparison of the insurance offers, clearly reflecting the strengths and weaknesses of each.

  4. We advise, explain and once again make sure that we have found the best solution.

  5. When the choice is made, our brokers prepare the insurance policy. We answer all your questions about how to use the policy, again emphasizing the essentials.

  6. If an accident occurs, we explain what to do. We provide support and assistance when applying for compensation. An expert broker will help you every step of the way–24/7.​

  7. We follow up on the insurance claim, making sure that the insurance company acts quickly and fairly. If necessary, our brokers intervene.​

  8. We monitor the terms of the client's policies and remind them in time to update their insurance policies.

Kā mēs strādājam?

Our story

An image representing a quote
​Safety measures are not an accident. Take care of your safety today, so that tomorrow's difficulties do not stop you.

Perks Founder
Guntis Zoldners

Photo of Perks founder Guntis Zoldners

It's time for new standards in the industry. After working for almost 2 decades, we have realized that our success is based on the highest level of immersion and service. This is our standard that others will follow.

 

The Perks team gathers industry professionals around them, who keep up with current affairs every day, share their accumulated knowledge and help find stability when an accident occurs.

Our mission is to help everyone navigate the maze of insurance.

We can make your life easier and safer.

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