At the same time, the total amount of claims paid out decreased slightly. In 2025, insurers paid EUR 476 million to clients, 1.4% less than the year before. This decline was mainly due to fewer major catastrophes. In practice, this means there were fewer severe incidents and insurers had to pay fewer large emergency claims. As a result, you can expect relatively stable policy prices. If there is no significant increase in losses, insurers are under less pressure to raise prem
Critical illness insurance helps in situations where an employee is diagnosed with a serious condition — such as cancer, stroke, or heart attack. These illnesses can significantly affect a person’s ability to work, maintain income, and preserve financial stability. Critical illness coverage does not focus on treatment costs — it provides a financial safety cushion that helps adapt to a new reality.
There is no secret trick to reading insurance policy terms — the advantage lies in knowing what to look for and where to find it. Focus first on insured risks, exclusions, deductibles, limits, and claims procedures. Cross-references between clauses often contain important details that affect coverage.
A knowledgeable client is a safe client. Our brokers’ insurance blogs offer useful articles on a variety of topics for both individuals and companies. We created this blog to help you better understand insurance and its role in everyday life.
