Group insurance is more cost-effective than individual policies. Provides additional motivation and loyalty within the team. Reduces the number of sick days and improves employee well-being. A more tax-efficient solution than increasing salaries by the same amount.
In addition, when evaluating offers, it is necessary to understand pricing principles and influencing factors; otherwise, a good offer might be dismissed as expensive because it includes unnecessary add-ons, even though removing them would make the price competitive. Or, conversely, an offer might be rejected due to its coverage, without knowing that for a minimal additional premium it could be improved.
For this sample policy, we show common add-ons like vaccination, dentistry, prescriptions, sports, physical therapy, and pregnancy care. Each add-on (except the last two) has two coverage limits that you can choose from.
A knowledgeable client is a safe client. Our brokers’ insurance blogs offer useful articles on a variety of topics for both individuals and companies. We created this blog to help you better understand insurance and its role in everyday life.