How Perks and Insurance Comparisons help you save

Insurance brokers are industry experts who navigate the maze of insurance on your behalf. While an insurance company agent offers solutions from their own company, a broker compares offers from multiple insurers, helps find the most suitable option, and represents your interests.

What is an Insurance Comparison?

An insurance comparison is a service provided by insurance brokers (often taking the form of a document) which helps individuals and businesses understand the key differences, advantages, and disadvantages between insurance offers.

Here are 4 ways a broker and insurance comparison help you save:

1. Coverage tailored to your needs.

   Do you really need everything included in the policy? We help you understand which risks are essential for your situation and adjust the offers accordingly. For example:

   • Employee health insurance: we help identify which services will truly benefit your team.

   • Fleet insurance: we evaluate which risks need to be covered based on your company’s specifics.

   By removing the unnecessary, you can save significantly.

   
   

2. Insurance comparison: offers from different insurers.

   An insurance comparison allows you to understand not only the price, but also the nature of the coverage. We work with all the major insurers in Latvia – BTA, BAN, If, Compensa, ERGO, Balcia, Balta, Gjensidige, and others. We compare their offers to ensure you get the best value for money. Price and coverage differences are often significant, and only a thorough comparison can lead to a well-informed decision.

   
   

3. Expert explanations and guidance in choosing

   Insurance terms, exclusions, and conditions can be complex. We help you:

   • Understand what each point in the policy actually means;

   • Compare how one policy differs from another;

   • Make an informed and confident decision.

     
     

4. Ongoing support – even after the policy is purchased

   A Perks broker is more than just an intermediary. We:

   • Assist in the event of an incident;

   • Explain what to do in each situation;

   • Remind you of important deadlines;

   • Review your needs and policies annually to find ways to improve them.

     
     

Summary – Smart savings without unnecessary risk

By choosing a broker, you:

• Don’t overpay for services you don’t need;

• Get exactly what your business requires;

• Save time and stress, because we handle all the complex parts.

Insurance doesn’t have to be a burden. Our job is to make it simple and clear.

Contact us to start with a free consultation. We’ll help you navigate your options and find what you truly need.

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